:root{--rail:1240px;--gutter:32px;--primary:#1a3d6b;--primary-dark:#0f2540;--primary-mid:#1e4d85;--accent:#4a90d9;--accent-light:#e8f2fb;--teal:#0d9488;--teal-light:#ccfbf1;--gold:#b45309;--gold-mid:#d97706;--gold-light:#fef3c7;--gold-bright:#f59e0b;--green:#16a34a;--green-light:#dcfce7;--white:#fff;--off-white:#f7f9fc;--gray-light:#eef1f6;--gray-mid:#8a9ab5;--gray-dark:#2c3e58;--text:#1c2a3a;--border:#d8e2f0;--shadow:0 4px 24px #1a3d6b1a;--shadow-lg:0 16px 56px #1a3d6b29;--radius:12px;--radius-lg:20px;--radius-xl:28px;--transition:.2s ease}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{color:var(--text);background:var(--white);-webkit-font-smoothing:antialiased;font-family:Plus Jakarta Sans,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.skip-nav{background:var(--primary);color:#fff;z-index:9999;border-radius:0 0 8px;padding:8px 16px;font-size:14px;transition:top 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h4{text-transform:uppercase;letter-spacing:.1em;color:var(--gray-mid);margin-bottom:10px;font-size:10.5px;font-weight:700}.dropdown-col a{color:var(--gray-dark);transition:background var(--transition), color var(--transition);cursor:pointer;border-radius:8px;align-items:center;gap:8px;padding:7px 10px;font-size:13.5px;display:flex}.dropdown-col a:hover{background:var(--accent-light);color:var(--primary)}.dropdown-cta{background:linear-gradient(135deg, var(--accent-light) 0%, #dbeeff 100%);border-radius:12px;grid-column:1/-1;justify-content:space-between;align-items:center;gap:12px;padding:14px 18px;display:flex}.dropdown-cta p{color:var(--primary);font-size:13.5px;font-weight:500}.dropdown-cta a{color:var(--primary);background:var(--white);border:1.5px solid var(--border);white-space:nowrap;transition:box-shadow var(--transition), border-color var(--transition);border-radius:8px;padding:7px 16px;font-size:13px;font-weight:600}.dropdown-cta a:hover{border-color:var(--accent);box-shadow:0 2px 12px #4a90d933}.nav-right{flex-shrink:0;align-items:center;gap:10px;margin-left:auto;display:flex}.nav-menu-panel{flex:1;align-items:center;min-width:0;display:flex}.nav-menu-panel-inner{flex:1;align-items:center;width:100%;min-width:0;display:flex}.nav-mobile-actions{display:none}.nav-desktop-only{display:inline-flex}.nav-burger{border:1.5px solid var(--border);cursor:pointer;width:38px;height:38px;color:var(--gray-dark);transition:border-color var(--transition), color var(--transition), background var(--transition);background:0 0;border-radius:10px;flex-direction:column;flex-shrink:0;justify-content:center;align-items:center;gap:5px;padding:0;display:none}.nav-burger:hover{border-color:var(--primary);color:var(--primary);background:var(--accent-light)}.nav-burger-bar{width:16px;height:2px;transition:transform var(--transition), opacity var(--transition);background:currentColor;border-radius:2px;display:block}.nav-overlay{display:none}@media (width<=960px){nav{padding:0 20px}.nav-inner{z-index:160;gap:10px;height:64px;padding:0;position:relative}.nav-logo{margin-right:0}.nav-logo img{height:34px!important}.nav-burger{display:inline-flex}.nav-desktop-only{display:none!important}.nav-right{gap:6px}.nav-menu-panel{z-index:150;background:var(--white);border-top:1px solid var(--border);width:100vw;max-height:calc(100dvh - 64px);box-shadow:var(--shadow-lg);flex-direction:column;flex:none;align-items:stretch;padding:0;display:none;position:absolute;top:100%;left:50%;overflow-y:auto;transform:translate(-50%)}.nav-menu-panel-inner{flex-direction:column;flex:none;align-items:stretch;max-width:none;padding:12px 20px 28px}#siteNav.is-open .nav-menu-panel{display:flex}#siteNav.is-open 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auto}.section-eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--accent);margin-bottom:12px;font-size:11.5px;font-weight:700}.section-title{color:var(--primary-dark);letter-spacing:-.3px;margin-bottom:16px;font-family:Fraunces,serif;font-size:clamp(26px,3.2vw,40px);font-weight:700;line-height:1.2}.section-sub{color:var(--gray-mid);max-width:540px;font-size:17px;line-height:1.7}.trust-bar{background:var(--off-white);border-bottom:1px solid var(--border);padding:16px 32px}.trust-bar-inner{max-width:var(--rail);flex-wrap:wrap;justify-content:center;align-items:center;gap:40px;margin:0 auto;display:flex}.trust-item{color:var(--gray-dark);align-items:center;gap:9px;font-size:13.5px;font-weight:500;display:flex}.trust-icon{background:var(--white);border:1px solid var(--border);border-radius:8px;justify-content:center;align-items:center;width:32px;height:32px;font-size:15px;display:flex}.trust-item strong{color:var(--primary)}@media (width<=700px){.trust-bar{padding:14px 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.divider{background:#fff3;width:1px;height:18px}.hero-actions{flex-wrap:wrap;gap:14px;display:flex}.hero-card-wrap{justify-content:center;padding-bottom:0;display:flex}.hero-card{background:var(--white);border-radius:var(--radius-xl) var(--radius-xl) 0 0;width:100%;max-width:420px;padding:32px 28px 40px;box-shadow:0 -8px 48px #1a3d6b4d}.hero-card-label{text-transform:uppercase;letter-spacing:.1em;color:var(--accent);margin-bottom:6px;font-size:11px;font-weight:700}.hero-card h3{color:var(--primary-dark);margin-bottom:20px;font-family:Fraunces,serif;font-size:20px;font-weight:600;line-height:1.3}.faq-item{background:var(--off-white);border:1.5px solid var(--border);border-radius:var(--radius-lg);transition:border-color var(--transition);overflow:hidden}.faq-q{cursor:pointer;justify-content:space-between;align-items:center;gap:16px;padding:20px 22px;display:flex}.faq-q 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p{max-width:270px;margin-top:18px;margin-bottom:22px;font-size:14px;line-height:1.7}.footer-contact a{color:#ffffff8c;transition:color var(--transition);margin-bottom:7px;font-size:14px;display:block}.footer-contact a:hover{color:var(--white)}.footer-col h4{text-transform:uppercase;letter-spacing:.1em;color:#ffffff61;margin-bottom:16px;font-size:11px;font-weight:700}.footer-col a{color:#ffffff8c;transition:color var(--transition);cursor:pointer;margin-bottom:11px;font-size:13.5px;display:block}.footer-col a:hover{color:var(--white)}.footer-bottom{color:#ffffff4d;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;padding:26px 0;font-size:12px;display:flex}.footer-bottom a{color:#ffffff59;transition:color var(--transition)}.footer-bottom a:hover{color:#ffffffa6}.footer-bottom-links{flex-wrap:wrap;gap:18px;display:flex}.calc-field{margin-bottom:16px}.calc-field label{color:var(--gray-dark);margin-bottom:5px;font-size:13px;font-weight:600;display:block}.calc-field input,.calc-field select{border:1.5px solid var(--border);width:100%;color:var(--text);background:var(--white);appearance:none;transition:border-color var(--transition);border-radius:10px;outline:none;padding:12px 14px;font-family:Plus Jakarta Sans,sans-serif;font-size:14px}.calc-field input:focus,.calc-field select:focus{border-color:var(--accent)}.calc-result{color:var(--white);text-align:center;border-radius:12px;margin-top:20px;padding:20px}.calc-result-label{text-transform:uppercase;letter-spacing:.1em;opacity:.7;margin-bottom:4px;font-size:12px;font-weight:700}.calc-result-num{font-family:Fraunces,serif;font-size:36px;font-weight:700}.calc-result-sub{opacity:.65;margin-top:4px;font-size:13px}@media (width<=960px){.hero-inner{grid-template-columns:1fr}.hero-card-wrap{display:none}.hero-text{padding-bottom:60px}.footer-top{grid-template-columns:1fr 1fr}}@media (width<=600px){section{padding:56px 20px}.footer-top{grid-template-columns:1fr}}.home-hero{background:var(--primary-dark)}.home-hero:before{content:"";background:radial-gradient(55% 80% at 15%,#4a90d938 0%,#0000 65%),radial-gradient(40% 60% at 80% 20%,#1a3d6b99 0%,#0000 60%);position:absolute;inset:0}.home-hero h1 em{color:#93c5fd}.home-hero .hero-text{padding-bottom:90px}.ins-grid{grid-template-columns:1fr 1fr;gap:10px;margin-bottom:20px;display:grid}.ins-tile{border:1.5px solid var(--border);cursor:pointer;transition:border-color var(--transition), background var(--transition);color:var(--gray-dark);border-radius:11px;align-items:center;gap:10px;padding:13px 14px;font-size:14px;font-weight:500;display:flex}.ins-tile.active,.ins-tile:hover{border-color:var(--primary);background:var(--accent-light);color:var(--primary)}.hero-cta-btn{background:var(--primary);width:100%;color:var(--white);cursor:pointer;transition:background var(--transition), box-shadow var(--transition);border:none;border-radius:11px;margin-bottom:10px;padding:14px;font-family:Plus Jakarta Sans,sans-serif;font-size:15px;font-weight:700}.hero-cta-btn:hover{background:var(--primary-dark);box-shadow:0 6px 20px #1a3d6b4d}.agent-note{text-align:center;color:var(--gray-mid);font-size:12.5px}.agent-note span{color:var(--green);font-weight:600}.choice-band{border-top:1px solid var(--border);border-bottom:1px solid var(--border);background:linear-gradient(135deg,#f0f7ff 0%,#e8f2fb 100%);padding:48px 32px}.choice-band-inner{max-width:var(--rail);grid-template-columns:1fr 1fr;gap:20px;margin:0 auto;display:grid}.choice-card{background:var(--white);border-radius:var(--radius-lg);border:1.5px solid var(--border);transition:border-color var(--transition), box-shadow var(--transition);cursor:pointer;align-items:flex-start;gap:20px;padding:32px 28px;display:flex}.choice-card:hover{border-color:var(--primary);box-shadow:var(--shadow)}.choice-card-icon{background:var(--accent-light);border-radius:14px;flex-shrink:0;justify-content:center;align-items:center;width:52px;height:52px;font-size:26px;display:flex}.choice-card h3{color:var(--primary-dark);margin-bottom:8px;font-size:18px;font-weight:700}.choice-card p{color:var(--gray-mid);font-size:14.5px;line-height:1.65}.products-grid{grid-template-columns:repeat(4,1fr);gap:20px;display:grid}.product-card{border:1.5px solid var(--border);border-radius:var(--radius-lg);background:var(--white);transition:border-color var(--transition), box-shadow var(--transition), transform var(--transition);cursor:pointer;padding:28px 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