What is an agent less process?
Life is busy, and most people don’t have the time to buy life insurance the traditional way. We get it. So we’ve made it possible for you to quote, customize and buy life insurance in less than 10 minutes without needing an agent. That’s what we call an Agent-Less Process.
What Does Agent-Less Mean?
An agent-less process means that you — the customer — are in complete control of the insurance buying experience from start to finish. You see what an agent would see. There is no hidden information. You make decisions on your own, apply, and receive an instant decision — all in less than 10 minutes.
Full Transparency
How the Process Works
- Step 1 — Quote: Enter your basic information and instantly see your personalized rate. Takes about 60 seconds.
- Step 2 — Customize: Adjust coverage amount, term length, and add any riders. Rates update instantly as you make changes.
- Step 3 — Apply: Complete the application. Most applicants finish in under 10 minutes.
- Step 4 — Decision: Receive your decision within seconds to 90 seconds. No waiting around.
Can I Still Talk to an Agent?
Why Choose Agent-Less?
People choose our agent-less process because it’s faster, more convenient, and just as thorough as the traditional approach. You get the same high-quality coverage — without the appointments, the callbacks, the waiting, and the sales pressure. Give it a try and see how easy it really is.
