Every plan to protect, reward, and grow your business — in one place
From buy-sell agreements to executive benefits and annuity-funded retirement plans, explore the strategies that keep your business and its people secure. Not sure where to start? Use the interactive planner to find the right fit for your structure and goals.
Which plan is right for your business?
Answer a few quick questions about your structure and goals, and we’ll point you to the strategies that fit — with links to dig deeper and notes tailored to your entity type.
All business-owner resources
Every guide and tool we’ve built, organized by what it helps you do.
Buy-Sell & Succession
5 resourcesPlan what happens to ownership when an owner retires, exits, dies, or becomes disabled — and fund the agreement so the money is there when it’s needed.
Buy-Sell Agreements
Start here: how the three buy-sell structures compare and when each one fits.
Open →Entity Purchase Buy-Sell
The company owns the policies and buys a departing owner’s shares directly.
Open →Cross-Purchase Buy-Sell
Owners insure each other and buy the shares personally — with a basis step-up.
Open →Own-Your-Own Policy Buy-Sell
Each owner owns the policy on their own life and endorses it to the co-owners.
Open → Free ToolFunding Calculator
Value the business five ways and size the coverage your agreement needs.
Open →Executive Benefits
5 resourcesAttract, reward, and retain the key people who drive your business — and protect the company against losing them.
Section 162 Executive Bonus
A deductible bonus a key employee uses to buy a policy they own and keep.
Open →Economic Benefit Split-Dollar
Share a policy; the insured is taxed on the term cost. Simple, with no equity.
Open →Loan Regime Split-Dollar
Premiums are loans at the AFR, and the executive builds policy equity over time.
Open →Key Person Insurance
The business insures the people it can’t afford to lose — and collects tax-free.
Open →Deferred Compensation
Promise key executives future pay with no limits and powerful golden handcuffs.
Open →Retirement Plans
3 resourcesTax-advantaged retirement saving for you and your team — funded with annuities for principal protection and guaranteed lifetime income.
Not sure which plan fits? Let’s talk it through.
A licensed Quote-Bot expert can help you match the right strategy — or combination of strategies — to your business and goals.