Quote-Bot gives you easy access to solutions like you have never had before whether you are an individual or a small to medium business owner:

• No agent is required. Quote-Bot is licensed in all 50 states.
• Selecting a product is fast and simple. You can choose between 10yr, 15yr, 20yr, and 30yr term life insurance products and we instantly show you the rate of all durations you may be eligible for.  You will not be inundated with a dizzying array of options that requires a licensed agent to decipher, we automatically show you our suggestion based on your age, but you can easily pick what you would like!
• Pricing is straightforward. Our quote starts with pricing so you can see it right away, then we bring you through a quick pre-qualification to help verify your pricing.  Then when you apply, your pricing will be provided instantly once you are approved. No more waiting days or weeks for your agent to get around to it.
• We also automate service. We pride ourselves in an automated, agent-less process, but we won’t hide the ability to connect.  We have provided an automated bot to help answer questions all along the way a well as helper videos all throughout your application.  During the application process, there will be licensed agents available by chat or phone if you feel like you’re stuck. 

There are three simple steps to our process that should only take you 10 minutes.

1. Get an Instant Quote. It all starts with getting an instant quote to select the coverage you want.
2. Apply online. The short application will ask for personal and health information. While you are filling this out the insurance company will be searching public information sources for things such as your prescription drug history or driving record and more to augment the information you provide.
3. Wait briefly for our decision. Our system is similar to the underwriting process traditional insurers use today but with no interference from humans for many. You can receive our instant decision in 90 seconds or less!

10 minutes later you have a decision, if you are approved, and once you make your first monthly or annual payment you are now insured.

Everyone?

Actually it’s best for those ages 18-65 and the healthier you are the more likely you are to receive the instant decision you want without needing an exam.  

We find a wide variety of customer types trying our instant decision process:

• • New parents. There are few better uses for life insurance than to protect families. Many younger parents are purchasing life insurance for both.
  • Newly married couples.  Starting a new life with your new spouse means you want to provide for eachother, even if the unexpected were to happen.
  • Small and medium businesses. Much like a young family, an unthinkable occurrence is losing a key person in the business. Life insurance is the preferred method to keep the business operating while it adjusts to life after a key person is lost. 
  • Stay-at-home mothers or fathers. This is an often-overlooked need when families are considering life insurance. It doesn’t take much imagination to see the many risks to a family when the unexpected happens to a mom.
  • Homeowners. If you have a family, spouse or domestic partner, making sure they can stay in the home you worked so hard to buy/build is extremely powerful.
  • College graduates. Everything is in front of them and so often there is little thought given to what is around them. 
  • Business owners (and their employees). It’s a huge time saver. No appointments are necessary and no confusing plans.
  • Empty nesters. While the kids may be gone from the home, the needs for the overall family remain. 
  • Fast-Paced Executives. They can control this at any time with no worry about having meetings or Zoom calls.