When it comes to life insurance, most people think of it as a way to provide financial security for their loved ones. But did you know that life insurance can also be an important part of estate planning and federal estate tax? Don’t worry if this is news to you; we’re here to get you [...]

Divorce is never easy, but there’s one part of the process that can be especially tricky—updating your life insurance. Between packing up and splitting assets, it can be easy to overlook this important step. So, why exactly should you make sure to update your life insurance after a divorce? Read on for the scoop. [...]

No one likes to think about their mortality, but it’s important to plan for the unexpected. That’s why considering life insurance as part of your financial planning is essential for every household. It not only provides financial stability for your loved ones, but it also allows them the time and space to grieve without worrying [...]

You know that life insurance can provide financial security for your family after you’re gone. But did you know that it can also be an invaluable tool when it comes to setting up a special needs trust? In this blog, we’ll dive into why special needs trusts don’t typically buy life insurance policies—but designate them [...]

Losing a spouse is one of the most difficult experiences anyone can go through. It can be emotionally and financially devastating, especially when it happens suddenly and unexpectedly. One of the biggest financial impacts of a spouse's untimely death is on the retirement plans of the surviving spouse.  A few things you can expect to [...]

So many of us are more concerned with the present than the future, but when it comes to life insurance, the opposite is true. The younger and healthier you are, the better chance you have of getting quality coverage at an affordable rate. Even if your health declines over time, term life policies come with [...]

It’s not unusual to hear someone say, “My grandma left me her porcelain doll collection in her will.” But what does that actually mean? How does she bequeath something like that? Well, it all comes down to a specific bequest. A specific bequest is when a testator or testatrix (the person writing the will) names [...]

Most of us have been there; you’re cruising along, having a great month, and then BAM! Something unexpected happens. Maybe it's an expensive car repair or an illness that requires medical attention. Whatever the case may be, you’re stuck with a hefty bill and no way to pay it. If this sounds familiar, then you [...]

College. A four-letter word that can strike fear and dread into the heart of any parent. How will you pay for it? What if something happens to you before your child is ready to go to college? The most cost-efficient answer is a term life insurance plan, which is designed to provide peace of mind [...]

You know what they say, “You can’t take it with you.” But you CAN make sure that your loved ones are taken care of after you’re gone. Mortgage Replacement Life Insurance is an insurance policy designed to protect your family from the burden of a mortgage in case of your death. This type of insurance [...]