A common question we receive is “how do you get paid?”. The answer is that the Insurance Companies we work with create products such as 10 year term, 20 year term, 30 year term and so on. We get paid by the insurance company for distributing the product (making it easy for you to buy the product) and for servicing you once you have bought a product. This payment does not change the pricing for your insurance and it’s not something that can be changed. All insurance operates this way. We get paid the least on 10 year term insurance, and we get paid the most on 20 year term and 30 year term insurance. We strive to provide the best information and resources for you to make sound decision regardless of what we make for the product you purchase.