Life insurance has come a long way over the years, and now, you don't need to die to use the benefits from your policy.  Life insurance policies have enhanced benefits you can add to your policy called riders.  These riders are added for an additional cost, but in combination with your death benefit, these can [...]

We’ve all heard the old adage “you can’t take it with you when you go.” But wouldn’t it be nice if you could? It turns out, you can—in a way. More and more people are using their life insurance death benefit to pay off student debt for their loved ones. Let’s take a look at [...]

When it comes to your finances, you need to make sure that you’re getting the most bang for your buck. That’s why it pays to understand auto loans and life insurance. What are they? How do they work? Read on to find out! Auto Loans An auto loan is exactly what it sounds like—a loan [...]

Ah, life insurance. It’s a topic that almost no one wants to talk about—but it’s also something that everyone needs. And then there’s credit card debt, which has become so commonplace that it’s practically an afterthought for many households. But did you know that these two topics are connected in more ways than one? Let’s [...]

Have you ever thought about what would happen if you passed away today? It’s not a pleasant thought, but it is important to plan ahead. Burial and final expense insurance can give you peace of mind that your loved ones won’t be left with a financial burden after you are gone. What is Burial and [...]

We all know that no matter how much we might prepare, death is one of those things that comes unexpectedly. And if you’re the beneficiary of a deceased person’s estate, then you may find yourself in the uncomfortable position of not only having to deal with your grief but also managing their finances. If this [...]

When it comes to life insurance, most people think of it as a way to provide financial security for their loved ones. But did you know that life insurance can also be an important part of estate planning and federal estate tax? Don’t worry if this is news to you; we’re here to get you [...]

Divorce is never easy, but there’s one part of the process that can be especially tricky—updating your life insurance. Between packing up and splitting assets, it can be easy to overlook this important step. So, why exactly should you make sure to update your life insurance after a divorce? Read on for the scoop. [...]

No one likes to think about their mortality, but it’s important to plan for the unexpected. That’s why considering life insurance as part of your financial planning is essential for every household. It not only provides financial stability for your loved ones, but it also allows them the time and space to grieve without worrying [...]

You know that life insurance can provide financial security for your family after you’re gone. But did you know that it can also be an invaluable tool when it comes to setting up a special needs trust? In this blog, we’ll dive into why special needs trusts don’t typically buy life insurance policies—but designate them [...]