Consider this from the latest LIMRA Insurance Barometer Study:  49% of non-owners of life insurance responding to this study said cost was the main reason they have not purchased life insurance. Moreover, when asked about the expected annual cost of a 20-year, $250,000 term life policy for a healthy 30-year-old they grossly overestimated the amount. [...]

So many of us are more concerned with the present than the future, but when it comes to life insurance, the opposite is true. The younger and healthier you are, the better chance you have of getting quality coverage at an affordable rate. Even if your health declines over time, term life policies come with [...]

Life insurance has come a long way over the years, and now, you don't need to die to use the benefits from your policy.  Life insurance policies have enhanced benefits you can add to your policy called riders.  These riders are added for an additional cost, but in combination with your death benefit, these can [...]

We’ve all heard the old adage “you can’t take it with you when you go.” But wouldn’t it be nice if you could? It turns out, you can—in a way. More and more people are using their life insurance death benefit to pay off student debt for their loved ones. Let’s take a look at [...]

When it comes to your finances, you need to make sure that you’re getting the most bang for your buck. That’s why it pays to understand auto loans and life insurance. What are they? How do they work? Read on to find out! Auto Loans An auto loan is exactly what it sounds like—a loan [...]

Ah, life insurance. It’s a topic that almost no one wants to talk about—but it’s also something that everyone needs. And then there’s credit card debt, which has become so commonplace that it’s practically an afterthought for many households. But did you know that these two topics are connected in more ways than one? Let’s [...]

Have you ever thought about what would happen if you passed away today? It’s not a pleasant thought, but it is important to plan ahead. Burial and final expense insurance can give you peace of mind that your loved ones won’t be left with a financial burden after you are gone. What is Burial and [...]

We all know that no matter how much we might prepare, death is one of those things that comes unexpectedly. And if you’re the beneficiary of a deceased person’s estate, then you may find yourself in the uncomfortable position of not only having to deal with your grief but also managing their finances. If this [...]